Product

Everything Acco does, in the order the work happens.

Nine chapters, each showing the real screen. Planned work is listed separately and labelled.

Get started How it works
  1. 01Capture
  2. 02Extraction
  3. 03Review and approve
  4. 04Ledger and periods
  5. 05Invoicing
  6. 06Bank, receivables, payables
  7. 07VAT and SAF-T
  8. 08Reports
  9. 09AI Accountant
01 · Capture

Every document in, checked and kept.

  • PDF, JPG/PNG and XML invoices, by upload
  • File type, size and content-type validation
  • Immutable version history; trash with restore
  • Every upload is written to the audit trail
02 · Extraction

Fields read with confidence, facts checked by rules.

  • Field-by-field values with confidence and origin
  • UIC checksum, VAT-number format, IBAN mod-97
  • Diagnostics: why a field is empty or was rejected
  • XML parsed natively; scans via an EU document-AI provider (beta)
03 · Review and approve

The decision stays with a person.

  • Queue of documents awaiting review
  • Source document next to the fields; weak fields flagged
  • Correct fields, add missing ones, regenerate the suggestion
  • Approve or reject; only a user with the right role can
04 · Ledger and periods

Balanced, append-only, closeable.

  • Double-entry balance enforced in the database
  • No edits or deletes; corrections are reversing entries
  • Lock a period; posting into it is refused
  • Journal with every entry, line and source document
05 · Invoicing

Issue, number, post.

  • Sequential numbering per series and year
  • Proformas, credit and debit notes, conversion to invoice
  • Catalogue of products and services with VAT codes
  • PDF generated on issue (download and sending from the app planned)
06 · Bank, receivables, payables

Matched, never auto-booked.

  • CSV/XLSX statement import with row-level duplicate detection
  • Ranked match suggestions; you confirm each one
  • Payments and reversals posted to the ledger
  • Open items and ageing for receivables and payables
07 · VAT and SAF-T

Bulgarian VAT, from the ledger.

  • Purchase and sales registers per period
  • Period summary: output, input, payable or refundable
  • Treatments proposed: 20%, 9%, 0%, intra-EU, import
  • VIES dataset; SAF-T dataset and validation (beta)
08 · Reports

Figures that trace to a line.

  • Trial balance and general ledger
  • Profit and loss, balance sheet
  • Revenue and expenses by month, cash flow
  • CSV export for the monthly reports
09 · AI Accountant

Explains. Never posts.

  • Fixed questions about VAT, receivables, payables and results
  • Citations to the journal, registers and documents
  • Confidence level; abstains when data is missing
  • Read-only by design; every question is audited
Made for Bulgarian requirements

European product. Bulgarian accounting, built in.

Acco is not a generic ledger with a translation layer. The checks, VAT treatments, registers and exports follow Bulgarian rules, so the work it prepares is the work your accountant expects.

UIC and VAT number checks

Checksum for the UIC (EIK), VAT-number format, IBAN mod-97. Decided by validators before any AI output.

Bulgarian VAT treatments

20% standard, 9% reduced, 0%, intra-EU acquisitions and import proposed from rules; exempt and export set manually.

Registers per period

Purchase and sales registers and the period summary built from posted entries; VIES dataset for intra-EU supplies.

Invoices the Bulgarian way

Sequential numbering per series and year; proformas, credit and debit notes; PDFs typeset in Cyrillic.

SAF-T for the NRA

Dataset and validation in beta; XML export enabled per deployment; binding to the official schema is planned.

OCR restricted to EU regions

When OCR for scans is enabled with Azure Document Intelligence, the provider is limited to EU regions by configuration (beta).

Honest about status

What is available today, and what is coming.

Only capabilities that exist in the product are listed as available. Anything still being validated is marked beta.

Available

  • Document capture and extractionPDF with a text layer and XML invoices, parsed natively
    Live
  • OCR for photos and scanned PDFsEU document-AI provider (Azure Document Intelligence, EU region enforced); enabled per deployment
    Beta
  • Review queue with corrections and approval
    Live
  • Immutable ledger, journal, accounting periods
    Live
  • Invoicing: numbering, proformas, credit and debit notesPDF generated on issue
    Live
  • Bank import (CSV/XLSX), matching, payments
    Live
  • VAT registers, period summary, VIES datasetVAT-number format check; live VIES lookup configurable per deployment
    Live
  • Reports: trial balance, P&L, balance sheet, GL, monthly, cash flowCSV export for the monthly reports
    Live
  • AI Accountant with citations
    Live
  • SAF-T dataset and validationXML export is enabled per deployment; binding to the official NRA schema is planned
    Beta

Planned

  • Extraction accuracy validation on real scanned invoicesRunbook and scoring tool exist; the labelled sample set is being collected
    Planned
  • Invoice PDF download and email sending from the appThe PDF is generated and stored; sending from the interface is not wired yet
    Planned
  • VAT return export in NRA formatDEKLAR / POKUPKI / PRODAGBI files for manual filing
    Planned
  • Official SAF-T XSD bindingExport today validates against the internal dataset schema
    Planned
  • Two-factor authentication (TOTP)Enrolment from profile settings
    Planned

See the product on your own invoices.

Create an account, upload a document and see the suggested posting: upload, review, approve, post.

Get started See the product

Controlled access while we validate extraction and VAT on real documents.

EUR functional currency. Human approval on document postings. Hash-chained audit trail.

How access works